Motor Vehicle Accidents

The vast majority of personal injury cases handled by this firm are a result of automobile accidents. As a result, we have become experts at dealing with medical providers and insurance companies while obtaining the highest injury recovery awards possible for our clients.

Massachusetts is a 'no fault' accident state which means your medical bills will be paid (Max. $8,000) regardless of who is at fault. However, the real key to personal injury awards are money damages involving pain and suffering. This is primarily determined by the extent of physical and emotional injury as well as the negligence of the at-fault driver. 

Some of the factors that may be involved in proving negligence are as follows: 



What is Covered?


Medical Bills:
The first $2,000.00 in medical bills is paid by the Personal Injury Protection (PIP) insurance carrier of the car you were in or hit by if you were a pedestrian or a bicyclist. If you have private health care insurance, Massachusetts Law requires that medical bills in excess of $2,000.00 be submitted through your provider for payment. If you do not have private health care insurance, or if your health care insurance company refuses to pay your medical bills, you may be entitled to up to $8,000.00 in PIP medical coverage.



Lost Wages: If you lose money because of your inability to work due to your injuries, you may be entitled to collect 75% of your lost wages, based on your average weekly wage, from the PIP carrier, up to $8,000.00.



Bodily Injuries and Wrongful Death: In Massachusetts, you need over $2,000 in medical bills to be entitled to compensation for injuries, including scarring, pain and suffering, permanent or partial disability, and loss of ability to enjoy life. 



Here's what you can do to help your case following an accident:


 1.  Gather names and addresses of witnesses. 

 2.  Call the police and make sure they are aware of any traffic violations that may have been committed.

 3.  Notify your insurance company of the accident.

 4.  Seek medical attention

 5. Obtain medical records and medical billing receipts

 6. Obtain photographs of the vehicles and accident location

 7. Contact an expert personal injury attorney




At the Law Offices of Michael R. St. Louis, we are fully prepared to handle your personal injury case. As a leading Boston personal injury law firm, we can provide you with the direction and legal counsel you need to win your case. Call our Law Offices today for your free consultation at 781-816-3950 or contact us online.


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Attorney at Law